We use cookies to personalise content and ads to deliver the best possible web experience. By continuing to use this site, you agree that we may store and access cookies on your device. You can change your preferences at any time on your browser. For more detail, click here to view our cookie policy.

Health & Wealth Q&As


Q Under which brand was Health & Wealth Plan originally sold?

A Health & Wealth Plan was originally sold by Clerical Medical Investment Group Limited - Isle of Man Regional Office. RL360 Group concluded the acquisition of these contracts in April 2017, and the policies are now administered under RL360° Services.

Q How long was Health & Wealth Plan designed to be held?

A Health & Wealth Plan was a regular premium, whole of life contract. The policy benefit becomes payable on the death of the single life assured or earlier surrender of the contract.

Changing the policy

Q Can the policy basis be changed after issue?

A No. The policy basis cannot be changed after issue.

Q Can the policy currency be changed?

A No. The policy currency must remain the same as the currency selected at application stage.


Q Can I pay more money into an existing plan?

A No. Unfortunately we are unable to accept new, non-contractual, monies into the plans.


Q What funds can I choose?

A Each contract can only invest in one underlying With-Profits Fund which depends on the contract currency e.g. Sterling contracts invest in the Sterling Passport Series With-Profits Fund. We provide a Passport Series With-Profits Fund page to keep you informed about the fund.

Q Can I hold assets such as stocks, shares, cash deposits and structured products within my policy?

A No. You can only access the single fund specific to the currency of your policy.


Q Can I take withdrawals from my plan?

A No. Neither regular withdrawals nor partial encashment are permitted.

Online Services

Q Can I view the performance of my plan online?

A RL360° provides online access for its own policyholders, and we fully intend to provide RL360° Services policyholders with online access too, in due course.