Hong Kong Offshore With-Profits Terminal Bonus Rates
Terminal Bonus Rates
A Terminal Bonus Rate is the possible final bonus which may be added when you take money out of the Offshore With-Profits Fund or in the event of a claim.
Terminal bonus rates are normally reviewed twice a year, in February and August, but may be changed at short notice if investment conditions change significantly. If this happens, the following tables may not be updated immediately. All rates shown below are for indicative purposes only.
Offshore With-Profits Funds
Terminal bonus rates as at 1 February 2016 Initial investments in Investment Account sold between July 2000 and September 2001, which have benefited from a first year guaranteed growth rate (accounts with policy numbers starting "260").
| Entry Quarter | Fund Currency | ||
|---|---|---|---|
| GBP | EUR | USD | |
| 2001 | |||
| 1 | 32.00% | 6.00% | 16.00% |
| 2 | 34.00% | 8.00% | 20.00% |
| 3 | 38.00% | 14.00% | 26.00% |
| 4 | 43.00% | 22.00% | 33.00% |
| 2000 | |||
| 3 | 28.00% | 3.00% | 9.00% |
| 4 | 30.00% | 5.00% | 13.00% |
Offshore With-Profits Funds
Terminal bonus rates as at 1 February 2016 Increments to Investment Account sold between July 2000 and September 2001
| Entry Quarter | Fund Currency | ||
|---|---|---|---|
| GBP | EUR | USD | |
| 2016 | |||
| 1 | 0% | 0% | 0% |
| 2 | 0% | 0% | 0% |
| 3 | 0% | 0% | 0% |
| 2015 | |||
| 1 | 4% | 7% | 3% |
| 2 | 3% | 6% | 3% |
| 3 | 2% | 4% | 2% |
| 4 | 2% | 3% | 1% |
| 2014 | |||
| 1 | 10% | 16% | 9% |
| 2 | 8% | 13% | 7% |
| 3 | 7% | 11% | 5% |
| 4 | 6% | 9% | 4% |
| 2013 | |||
| 1 | 19% | 26% | 18% |
| 2 | 17% | 23% | 16% |
| 3 | 15% | 21% | 13% |
| 4 | 13% | 18% | 11% |
| 2012 | |||
| 1 | 25% | 33% | 25% |
| 2 | 24% | 32% | 24% |
| 3 | 22% | 30% | 22% |
| 4 | 21% | 29% | 21% |
| 2011 | |||
| 1 | 32% | 37% | 35% |
| 2 | 31% | 37% | 33% |
| 3 | 27% | 35% | 29% |
| 4 | 26% | 33% | 27% |
| 2010 | |||
| 1 | 49% | 52% | 54% |
| 2 | 47% | 50% | 51% |
| 3 | 44% | 46% | 47% |
| 4 | 36% | 40% | 39% |
| 2009 | |||
| 1 | 49% | 52% | 52% |
| 2 | 51% | 54% | 54% |
| 3 | 51% | 54% | 55% |
| 4 | 51% | 54% | 55% |
| 2008 | |||
| 1 | 38% | 38% | 41% |
| 2 | 42% | 43% | 45% |
| 3 | 45% | 47% | 48% |
| 4 | 47% | 50% | 50% |
| 2007 | |||
| 1 | 32% | 30% | 38% |
| 2 | 31% | 30% | 37% |
| 3 | 32% | 31% | 37% |
| 4 | 34% | 32% | 37% |
| 2006 | |||
| 1 | 42% | 42% | 46% |
| 2 | 39% | 39% | 44% |
| 3 | 36% | 35% | 42% |
| 4 | 33% | 32% | 40% |
| 2005 | |||
| 1 | 55% | 54% | 50% |
| 2 | 52% | 51% | 49% |
| 3 | 48% | 49% | 49% |
| 4 | 45% | 46% | 48% |
| 2004 | |||
| 1 | 67% | 67% | 55% |
| 2 | 65% | 65% | 54% |
| 3 | 62% | 61% | 52% |
| 4 | 59% | 58% | 51% |
| 2003 | |||
| 1 | 67% | 64% | 55% |
| 2 | 66% | 70% | 56% |
| 3 | 68% | 66% | 57% |
| 4 | 69% | 68% | 57% |
| 2002 | |||
| 1 | 50% | 32% | 40% |
| 2 | 56% | 41% | 46% |
| 3 | 59% | 48% | 49% |
| 4 | 63% | 55% | 53% |
| 2001 | |||
| 3 | 39% | 15% | 26% |
| 4 | 45% | 23% | 33% |
Offshore With-Profits Funds
Terminal bonus rates as at 1 February 2016 Global Investor
| Entry Quarter | Fund Currency | ||
|---|---|---|---|
| GBP | EUR | USD | |
| 2016 | |||
| 1 | 0% | 0% | 0% |
| 2 | 0% | 0% | 0% |
| 3 | 0% | 0% | 0% |
| 2015 | |||
| 1 | 4% | 7% | 3% |
| 2 | 3% | 6% | 3% |
| 3 | 2% | 4% | 2% |
| 4 | 2% | 3% | 1% |
| 2014 | |||
| 1 | 10% | 16% | 9% |
| 2 | 8% | 13% | 7% |
| 3 | 7% | 11% | 5% |
| 4 | 6% | 9% | 4% |
| 2013 | |||
| 1 | 19% | 26% | 18% |
| 2 | 17% | 23% | 16% |
| 3 | 15% | 21% | 13% |
| 4 | 13% | 18% | 11% |
| 2012 | |||
| 1 | 25% | 33% | 25% |
| 2 | 24% | 32% | 24% |
| 3 | 22% | 30% | 22% |
| 4 | 21% | 29% | 21% |
| 2011 | |||
| 1 | 32% | 37% | 35% |
| 2 | 31% | 37% | 33% |
| 3 | 27% | 35% | 29% |
| 4 | 26% | 33% | 27% |
| 2010 | |||
| 1 | 49% | 52% | 54% |
| 2 | 47% | 50% | 51% |
| 3 | 44% | 46% | 47% |
| 4 | 36% | 40% | 39% |
| 2009 | |||
| 1 | 49% | 52% | 52% |
| 2 | 51% | 54% | 54% |
| 3 | 51% | 54% | 55% |
| 4 | 51% | 54% | 55% |
| 2008 | |||
| 1 | 38% | 38% | 41% |
| 2 | 42% | 43% | 45% |
| 3 | 45% | 47% | 48% |
| 4 | 47% | 50% | 50% |
| 2007 | |||
| 1 | 32% | 30% | 38% |
| 2 | 31% | 30% | 37% |
| 3 | 32% | 31% | 37% |
| 4 | 34% | 32% | 37% |
| 2006 | |||
| 1 | 42% | 42% | 46% |
| 2 | 39% | 39% | 44% |
| 3 | 36% | 35% | 42% |
| 4 | 33% | 32% | 40% |
| 2005 | |||
| 1 | 55% | 54% | 50% |
| 2 | 52% | 51% | 49% |
| 3 | 48% | 49% | 49% |
| 4 | 45% | 46% | 48% |
| 2004 | |||
| 1 | 67% | 67% | 55% |
| 2 | 65% | 65% | 54% |
| 3 | 62% | 61% | 52% |
| 4 | 59% | 58% | 51% |